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Office Locations | Products & Tools TM A key solution for Small Group and Individual Underwriting United States Small Group Individual The web-based Medical Underwriting Guidelines () can greatly enhance the efficiency and consistency of underwriters using the Milliman Small Group and/or Individual Medical Underwriting Guidelines (MUGs). is a full-featured underwriting application built on an instantly-searchable electronic MUG manual that frees your underwriters from flipping through paper manuals. The are a web-based version of the Milliman electronic AutoMUGs software offering enhanced and additional features. The AutoMUGs PC-based version is still available for those not looking for a web-based solution. Benefits of o Improve effectiveness of medical underwriting (and lower your loss ratio) o Reduce quote turn-around time (and improve your close ratio) o Allow underwriters to focus on underwriting (instead of paper shuffling) o Increase efficiency and maximize underwriting sophistication by simplifying condition and rating look-ups o Improve management insight into underwriting activity o Implement client-defined, role-based security o Web-based system is significantly easier to administer o Easily export data from the user interface o Web service interfaces for system integration Underwriting Features o Debits assigned to members based on: · Health conditions · Prescription use · Physical build · Tobacco use o Sophisticated searching of conditions and ratings o Rating impact of excluding certain conditions and/or members o Compliance requirements for documentation of underwriting decisions satisfied by maintaining electronic records of each group/application o Reports including: · Most frequent conditions for a selected time period · Average debit points assigned by group and by group size (Small Group version) or family member and family combined (Individual version) · Points assigned for height/weight (physical build) versus health conditions · Health condition detail by member for a selected group/application For more information about subscribing to the Milliman-hosted secure website or licensing the software for your Intranet, contact us via e-mail at webmugs.support@milliman.com . Copyright © 2005-2024 Milliman, Inc. All rights reserved. Privacy...